LOAN OPTIONS
Choose by purpose. Compare with confidence.
You do not need to know a product name. Start with the need, then explore the preparation and questions for that route.
Before you choose
Think about the purpose, when money is needed and the income available for repayments.
Current availability, eligibility, amounts and terms must be confirmed with KFC.
Choose your starting point
Business and farm finance
CASH FLOW FINANCE
Bridge a cash-flow gap
Expenses fall due before customer payments arrive.
ASSET AND EQUIPMENT FINANCE
Buy equipment or an asset
A defined purchase with a supplier quotation.
PURCHASE ORDER FINANCE
Deliver a confirmed order
Funding needed before delivery and invoicing.
INVOICE FINANCE
Discuss an unpaid invoice
Goods or services delivered, with payment outstanding.
MKANKHENI BUSINESS LOAN
Make a business investment
A costed plan for the Mkankheni Business Loan.
INCOME GENERATION LOANS
Support an income activity
A small trading or service activity with a repayment plan.
LOANS FOR WOMEN IN BUSINESS
Women in business
Finance enquiries for a woman-led enterprise.
ALIMI FARMERS LOAN
Plan a farm season
Inputs, production timing and expected buyers.
MSONKHO TAX LOAN
Discuss a tax payment
A tax obligation and a clear source of repayment.
MALIPIRO PAYROLL FINANCE
Meet a payroll timing gap
Employer finance for a defined payroll obligation.
INSURANCE PREMIUM FINANCE
Finance an insurance premium
Borrowing terms considered separately from the policy.
TENTMAKER ENTERPRISE INITIATIVE
Explore Tentmaker
Enterprise, practical skills and programme enquiries.
Personal finance
Civil Servant Loan
For Malawi civil servants; employer eligibility and affordability need assessment.
Phunziro School Fees Loan
Plan fees alongside your household commitments.
Thanzi Medical Loan
Discuss a medical bill without sharing clinical information in the enquiry.
Emergency Loan
An urgent essential expense; timing and approval still require assessment.
Tonthozo Funeral Loan
Understand the commitment when considering essential funeral costs.
Borrowing with a group
Understand membership, repayment collection and whether any member guarantees another person’s borrowing.
Know the commitment before you accept
Request the current product Key Facts Statement. Your written offer and repayment schedule should make the figures and obligations clear.
01 · NET PROCEEDS
What you receive
Check the approved amount, upfront deductions and the money actually available to you.
02 · FULL COST
What you pay
Check the interest rate and calculation method, compulsory fees, insurance and total repayment.
03 · OBLIGATIONS
What you commit to
Check payment dates, any collateral or guarantee, late-payment consequences and early settlement.
Already have a loan?
Get help with a payment, a charge or a change in circumstances.