LOAN OPTIONS · BUSINESS FINANCE
Invoice Finance
Waiting for a customer to pay an invoice? Tell us about the invoice and payment date so the team can explain whether it may qualify.
At a glance
PURPOSE
Discuss an eligible unpaid invoice
PREPARE
The invoice, evidence of delivery and customer payment details
Ask for current eligibility, amounts, pricing and repayment terms.
Understand the option
What can I use it for
Explain what was delivered, who owes the money, the due date and whether any part of the invoice is disputed.
What should I prepare
Prepare the invoice, contract or order, delivery evidence and customer details. Ask about eligibility, any advance, charges, collections and whether the customer will be notified.
What should I check
An invoice is not a guarantee of payment. Understand recourse, customer disputes and your obligations if payment is late. Do not assume a percentage advance or confidential arrangement without written confirmation.
Prepare your business and your skills
Use your cash forecast alongside the voluntary skills assessment. Your results can help you choose training and discuss business support with KFC.
Know the commitment before you accept
Request the current product Key Facts Statement. Your written offer and repayment schedule should make the figures and obligations clear.
01 · NET PROCEEDS
What you receive
Check the approved amount, upfront deductions and the money actually available to you.
02 · FULL COST
What you pay
Check the interest rate and calculation method, compulsory fees, insurance and total repayment.
03 · OBLIGATIONS
What you commit to
Check payment dates, any collateral or guarantee, late-payment consequences and early settlement.
What happens next
01
Start the conversation
Prepare an email enquiry, then send it from your own email service. You can also call KFC.
02
Prepare for assessment
The team confirms product availability, requirements and how to provide documents. Ask when to expect an update.
03
Review before deciding
If approved, read the written offer and payment schedule. Ask questions before accepting.
An enquiry does not commit you to borrowing. Approval and a payment date are not guaranteed.
Already have a loan?
Get help with a payment, a charge or a change in circumstances.