LOAN OPTIONS · BUSINESS FINANCE
Supplier Finance
Need to pay for stock or supplies before customers pay you? Prepare the supplier quotation and your expected income dates.
At a glance
PURPOSE
Meet a supplier payment or stock purchase
PREPARE
A quotation or supplier bill and expected cash receipts
Ask for current eligibility, amounts, pricing and repayment terms.
Understand the option
What can I use it for
Explain the goods or services you need, why the payment matters and whether it supports a confirmed order or normal trading.
What should I prepare
Prepare a quotation or supplier invoice, business cash flow and any order supporting repayment. Ask whether settlement is made to you or directly to the supplier.
What should I check
Compare the financing cost with any saving from bulk buying or early payment. Borrowing to obtain a discount may not be worthwhile if total costs or stock risks are higher.
Prepare your business and your skills
Use your cash forecast alongside the voluntary skills assessment. Your results can help you choose training and discuss business support with KFC.
Know the commitment before you accept
Request the current product Key Facts Statement. Your written offer and repayment schedule should make the figures and obligations clear.
01 · NET PROCEEDS
What you receive
Check the approved amount, upfront deductions and the money actually available to you.
02 · FULL COST
What you pay
Check the interest rate and calculation method, compulsory fees, insurance and total repayment.
03 · OBLIGATIONS
What you commit to
Check payment dates, any collateral or guarantee, late-payment consequences and early settlement.
What happens next
01
Start the conversation
Prepare an email enquiry, then send it from your own email service. You can also call KFC.
02
Prepare for assessment
The team confirms product availability, requirements and how to provide documents. Ask when to expect an update.
03
Review before deciding
If approved, read the written offer and payment schedule. Ask questions before accepting.
An enquiry does not commit you to borrowing. Approval and a payment date are not guaranteed.
Already have a loan?
Get help with a payment, a charge or a change in circumstances.