BUSINESS FINANCE
Finance a business need you can explain.
What needs funding, when will it generate cash, and what can the business afford to repay? Start with these questions and choose the route that fits your purpose.
Before you choose
Think about the purpose, when money is needed and the income available for repayments.
Current availability, eligibility, amounts and terms must be confirmed with KFC.
What does your business need?
CASH FLOW FINANCE
Bridge a cash-flow gap
Expenses fall due before customer payments arrive.
ASSET AND EQUIPMENT FINANCE
Buy equipment or an asset
A defined purchase with a supplier quotation.
PURCHASE ORDER FINANCE
Deliver a confirmed order
Funding needed before delivery and invoicing.
INVOICE FINANCE
Discuss an unpaid invoice
Goods or services delivered, with payment outstanding.
MKANKHENI BUSINESS LOAN
Make a business investment
A costed plan for the Mkankheni Business Loan.
INCOME GENERATION LOANS
Support an income activity
A small trading or service activity with a repayment plan.
LOANS FOR WOMEN IN BUSINESS
Women in business
Finance enquiries for a woman-led enterprise.
ALIMI FARMERS LOAN
Plan a farm season
Inputs, production timing and expected buyers.
MSONKHO TAX LOAN
Discuss a tax payment
A tax obligation and a clear source of repayment.
MALIPIRO PAYROLL FINANCE
Meet a payroll timing gap
Employer finance for a defined payroll obligation.
INSURANCE PREMIUM FINANCE
Finance an insurance premium
Borrowing terms considered separately from the policy.
TENTMAKER ENTERPRISE INITIATIVE
Explore Tentmaker
Enterprise, practical skills and programme enquiries.
Prepare the business case
Define the use of funds
Separate the purchase or expense, its cost and the amount you can contribute.
Show the cash available
Bring sales, costs, existing repayments and the timing of receipts. Test a slower month.
Organise the records
Use available trading records and quotations. Confirm the document requirements with KFC.
Build the skills behind your next business step
Map your strengths across 12 areas, choose the lessons that match your scores and turn them into a practical action plan. Use your report to discuss business support with KFC.
01 · ASSESS
Know where to focus
Complete the free entrepreneurship skills assessment and choose your priorities.
02 · DEVELOP
Practise on your business
Work through lessons, examples and editable exercises at the level you need.
03 · APPLY
Plan your support conversation
Bring your cash forecast, priorities and evidence of what you have tried.
The skills assessment is voluntary. Scores guide learning and support; they do not approve or decline a loan.
Know the commitment before you accept
Request the current product Key Facts Statement. Your written offer and repayment schedule should make the figures and obligations clear.
01 · NET PROCEEDS
What you receive
Check the approved amount, upfront deductions and the money actually available to you.
02 · FULL COST
What you pay
Check the interest rate and calculation method, compulsory fees, insurance and total repayment.
03 · OBLIGATIONS
What you commit to
Check payment dates, any collateral or guarantee, late-payment consequences and early settlement.
What happens next
01
Start the conversation
Prepare an email enquiry, then send it from your own email service. You can also call KFC.
02
Prepare for assessment
The team confirms product availability, requirements and how to provide documents. Ask when to expect an update.
03
Review before deciding
If approved, read the written offer and payment schedule. Ask questions before accepting.
An enquiry does not commit you to borrowing. Approval and a payment date are not guaranteed.
Already have a loan?
Get help with a payment, a charge or a change in circumstances.