LOAN OPTIONS · BUSINESS FINANCE
Income Generation Loans
Tell us what you plan to sell or the service you want to provide. Start with the cost, expected income and a realistic repayment plan.
At a glance
PURPOSE
Support an income-generating activity
PREPARE
A practical picture of customers, sales and operating costs
Ask for current eligibility, amounts, pricing and repayment terms.
Understand the option
What can I use it for
An income-generating activity may need stock, small tools or other essential inputs. Focus on the costs needed to start or sustain the specific activity.
What should I prepare
Prepare an estimate of sales, expenses and the time needed to earn income. Include any existing activity, experience and borrowing commitments.
What should I check
A new activity can take longer than expected to earn money. Discuss whether borrowing is suitable now and what happens if income is lower than planned.
Prepare your business and your skills
Use your cash forecast alongside the voluntary skills assessment. Your results can help you choose training and discuss business support with KFC.
Know the commitment before you accept
Request the current product Key Facts Statement. Your written offer and repayment schedule should make the figures and obligations clear.
01 · NET PROCEEDS
What you receive
Check the approved amount, upfront deductions and the money actually available to you.
02 · FULL COST
What you pay
Check the interest rate and calculation method, compulsory fees, insurance and total repayment.
03 · OBLIGATIONS
What you commit to
Check payment dates, any collateral or guarantee, late-payment consequences and early settlement.
What happens next
01
Start the conversation
Send a short online enquiry or call KFC to discuss your next step.
02
Prepare for assessment
The team confirms product availability, requirements and how to provide documents. Ask when to expect an update.
03
Review before deciding
If approved, read the written offer and payment schedule. Ask questions before accepting.
An enquiry does not commit you to borrowing. Approval and a payment date are not guaranteed.
Already have a loan?
Get help with a payment, a charge or a change in circumstances.